At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,579/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,158/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 291 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 83%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-07-17 | HK$1.90M | +3.8% 2.2y |
| 2007-05-25 | HK$1.83M | +47.6% |
| 2006-07-07 | HK$1.24M | +0.2% |
| 2006-07-07 | HK$1.24M | +62.9% 1.9y |
| 2004-08-11 | HK$760K | +5.6% |
| 2004-08-10 | HK$720K | — |