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At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,685/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$635K · loan HK$5.71M · min. income ≈ HK$55,370/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- A
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 645 ft²
- Efficiency
- 61%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-11 | HK$7.99M | +11.0% 3.7y · 3.0%/yr |
| 2018-01-25 | HK$7.20M | +60.0% 10.1y · 6.0%/yr |
| 2007-12-05 | HK$4.50M | +50.0% |
| 2005-10-05 | HK$3.00M | +32.7% |
| 2001-01-05 | HK$2.26M | −5.0% |
| 1999-07-07 | HK$2.38M | +5.3% |
| 1999-06-15 | HK$2.26M | — |