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Crescira AVM · estimated value ● Medium confidence
HK$43.60M
≈ HK$18,327 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.08M, with repayments around HK$147,918/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$139,190
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$143,520
−HK$4,398/mo
Today · 4.125%
HK$147,918
baseline
▲ 0.50% · 4.625%
HK$156,919
+HK$9,001/mo

Deposit HK$13.08M · loan HK$30.52M · min. income ≈ HK$295,836/mo (50% DSR)

Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,853,041 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
1
Saleable Area
2,379 ft²
Gross Area
2,500 ft²
Efficiency
95%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2005-01-06 HK$16.00M +56.7%
5.3y
1999-10-16 HK$10.21M +27.6%
1.4y
1998-05-11 HK$8.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Quarry Bay
≈ 5 min walk · 374 m
Education
34
schools within 1 km (11 within 500 m)
Daily convenience
38
within 1 km (8 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
44
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Quarry Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 34 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Other appraised units in this building