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At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,171/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,342/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- BLOCK O (NO. 44)
- Saleable Area
- 467 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$3.68M | −21.4% 7.1y · −3.0%/yr |
| 2018-04-10 | HK$4.68M | +368.0% 12.1y · 30.0%/yr |
| 2006-03-02 | HK$1.00M | +17.6% |
| 2005-09-28 | HK$850K | — |