▼ 0.50% · 3.625%
HK$16,118
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,619
−HK$510/mo
Today · 4.125%
HK$17,129
baseline
▲ 0.50% · 4.625%
HK$18,171
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,258/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,931
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,412
−HK$488/mo
Today · 4.125%
HK$18,900
baseline
▲ 0.50% · 4.625%
HK$19,896
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,800/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,730
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,281
−HK$561/mo
Today · 4.125%
HK$18,842
baseline
▲ 0.50% · 4.625%
HK$19,988
+HK$1,146/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,684/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,724
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,253
−HK$537/mo
Today · 4.125%
HK$20,790
baseline
▲ 0.50% · 4.625%
HK$21,886
+HK$1,096/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,580/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,341
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,943
−HK$611/mo
Today · 4.125%
HK$20,554
baseline
▲ 0.50% · 4.625%
HK$21,805
+HK$1,251/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,108/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,517
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,094
−HK$586/mo
Today · 4.125%
HK$22,680
baseline
▲ 0.50% · 4.625%
HK$23,875
+HK$1,195/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,360/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,953
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,605
−HK$662/mo
Today · 4.125%
HK$22,267
baseline
▲ 0.50% · 4.625%
HK$23,622
+HK$1,355/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,534/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,310
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$635/mo
Today · 4.125%
HK$24,570
baseline
▲ 0.50% · 4.625%
HK$25,865
+HK$1,295/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,140/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,565
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,267
−HK$713/mo
Today · 4.125%
HK$23,980
baseline
▲ 0.50% · 4.625%
HK$25,439
+HK$1,459/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,960/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,103
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,777
−HK$683/mo
Today · 4.125%
HK$26,460
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,394/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,920/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,929
−HK$764/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,256
+HK$1,563/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$732/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$29,844
+HK$1,494/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,789
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,591
−HK$815/mo
Today · 4.125%
HK$27,406
baseline
▲ 0.50% · 4.625%
HK$29,073
+HK$1,667/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,812/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,459
−HK$781/mo
Today · 4.125%
HK$30,240
baseline
▲ 0.50% · 4.625%
HK$31,834
+HK$1,594/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,480/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$866/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,483
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$830/mo
Today · 4.125%
HK$32,130
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,260/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,915
−HK$917/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,876/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,276
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,141
−HK$879/mo
Today · 4.125%
HK$34,020
baseline
▲ 0.50% · 4.625%
HK$35,813
+HK$1,793/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,040/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,054 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).