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4/F B

in Kornhill Garden Block 9

Eastern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$6.34M
≈ HK$10,704 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$634K, with repayments around HK$27,639/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,008
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,817
−HK$822/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,682/mo

Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,278/mo (50% DSR)

Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,664 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
B
Saleable Area
592 ft²
Gross Area
717 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2007-11-01 HK$2.98M −11.0%
1998-06-13 HK$3.35M −28.0%
1997-07-18 HK$4.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Koo
≈ 1 min walk · 28 m
Education
37
schools within 1 km (20 within 500 m)
Daily convenience
33
within 1 km (20 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Tai Koo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com