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At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,219/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,438/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,963 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 2
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 779 ft²
- Efficiency
- 59%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-14 | HK$5.60M | −17.6% 1.9y · −10.0%/yr |
| 2024-07-12 | HK$6.80M | −11.7% 9.0y · −1.0%/yr |
| 2015-07-23 | HK$7.70M | +76.6% |
| 2010-04-15 | HK$4.36M | +15.0% |
| 2008-06-06 | HK$3.79M | +36.3% |
| 2007-08-17 | HK$2.78M | −13.1% |
| 1997-02-10 | HK$3.20M | — |