▼ 0.50% · 3.625%
HK$16,352
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,861
−HK$517/mo
Today · 4.125%
HK$17,378
baseline
▲ 0.50% · 4.625%
HK$18,435
+HK$1,057/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,756/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,192
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,680
−HK$494/mo
Today · 4.125%
HK$19,174
baseline
▲ 0.50% · 4.625%
HK$20,185
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,348/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,987
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,547
−HK$568/mo
Today · 4.125%
HK$19,115
baseline
▲ 0.50% · 4.625%
HK$20,279
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$38,230/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,011
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,547
−HK$545/mo
Today · 4.125%
HK$21,092
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$42,184/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,623
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,233
−HK$620/mo
Today · 4.125%
HK$20,853
baseline
▲ 0.50% · 4.625%
HK$22,122
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,706/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,830
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,415
−HK$594/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,222
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,258
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,919
−HK$672/mo
Today · 4.125%
HK$22,591
baseline
▲ 0.50% · 4.625%
HK$23,966
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,182/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,649
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,283
−HK$644/mo
Today · 4.125%
HK$24,927
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,314/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,854/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,893
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,605
−HK$724/mo
Today · 4.125%
HK$24,329
baseline
▲ 0.50% · 4.625%
HK$25,809
+HK$1,480/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,658/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,468
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,151
−HK$693/mo
Today · 4.125%
HK$26,844
baseline
▲ 0.50% · 4.625%
HK$28,259
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,688/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,528
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,291
−HK$775/mo
Today · 4.125%
HK$26,066
baseline
▲ 0.50% · 4.625%
HK$27,653
+HK$1,587/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,132/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,287
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,019
−HK$743/mo
Today · 4.125%
HK$28,762
baseline
▲ 0.50% · 4.625%
HK$30,278
+HK$1,516/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,524/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,164
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,977
−HK$827/mo
Today · 4.125%
HK$27,804
baseline
▲ 0.50% · 4.625%
HK$29,496
+HK$1,692/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$55,608/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,107
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,887
−HK$792/mo
Today · 4.125%
HK$30,679
baseline
▲ 0.50% · 4.625%
HK$32,296
+HK$1,617/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$61,358/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,663
−HK$879/mo
Today · 4.125%
HK$29,542
baseline
▲ 0.50% · 4.625%
HK$31,340
+HK$1,798/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,084/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,926
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,755
−HK$842/mo
Today · 4.125%
HK$32,597
baseline
▲ 0.50% · 4.625%
HK$34,315
+HK$1,718/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,194/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$930/mo
Today · 4.125%
HK$31,280
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,903/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,560/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,623
−HK$891/mo
Today · 4.125%
HK$34,514
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$1,819/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$69,028/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,137 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).