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Crescira AVM · estimated value ● Medium confidence
HK$4.01M
≈ HK$15,525 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,471/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,440
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,952
−HK$519/mo
Today · 4.125%
HK$17,471
baseline
▲ 0.50% · 4.625%
HK$18,534
+HK$1,063/mo

Deposit HK$401K · loan HK$3.60M · min. income ≈ HK$34,942/mo (50% DSR)

Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,186 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
19/F
Flat
A
Saleable Area
258 ft²
Gross Area
440 ft²
Efficiency
59%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2017-12-13 HK$5.20M +30.0%
3.0y
2014-12-17 HK$4.00M +33.3%
4.3y
2010-08-26 HK$3.00M +47.2%
1.9y
2008-10-16 HK$2.04M +44.5%
1.5y
2007-03-30 HK$1.41M −38.7%
9.3y
1997-12-13 HK$2.30M +29.2%
1.4y
1996-07-24 HK$1.78M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 183 m
Education
44
schools within 1 km (20 within 500 m)
Daily convenience
41
within 1 km (17 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building