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At today's rate and a 90% mortgage, the deposit on this unit is about HK$503K, with repayments around HK$21,955/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,910/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,250 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Tai Koo Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 388 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-17 | HK$6.55M | +45.6% 3.8y · 12.0%/yr |
| 2016-07-21 | HK$4.50M | −2.8% 2.7y · −1.0%/yr |
| 2013-11-08 | HK$4.63M | +28.6% |
| 2011-06-02 | HK$3.60M | +45.2% |
| 2010-03-01 | HK$2.48M | +67.6% |
| 2004-12-17 | HK$1.48M | +31.0% |
| 2004-09-08 | HK$1.13M | −54.1% |
| 1997-05-01 | HK$2.46M | — |