Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$12.91M
≈ HK$11,641 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.87M, with repayments around HK$43,797/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,213
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,495
−HK$1,302/mo
Today · 4.125%
HK$43,797
baseline
▲ 0.50% · 4.625%
HK$46,462
+HK$2,665/mo

Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,594/mo (50% DSR)

Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,119 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
1
Saleable Area
1,109 ft²
Gross Area
1,650 ft²
Efficiency
67%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2023-12-29 HK$700K −95.8%
2018-04-24 HK$16.80M +21.7%
3.4y
2014-12-12 HK$13.80M +246.7%
12.8y
2002-03-19 HK$3.98M −23.2%
5.1y
1997-01-18 HK$5.18M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 258 m
Education
51
schools within 1 km (28 within 500 m)
Daily convenience
47
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building