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Crescira AVM · estimated value Medium confidence
HK$19.39M
≈ HK$16,534 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.82M, with repayments around HK$65,795/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$61,912
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,838
−HK$1,957/mo
Today · 4.125%
HK$65,795
baseline
▲ 0.50% · 4.625%
HK$69,798
+HK$4,003/mo

Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,590/mo (50% DSR)

Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,273 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
BLOCK A2
Saleable Area
1,173 ft²
Gross Area
1,382 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2013-03-06 HK$20.80M +72.2%
2008-02-05 HK$12.08M +108.3%
2000-01-19 HK$5.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 381 m
Education
51
schools within 1 km (26 within 500 m)
Daily convenience
50
within 1 km (18 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com