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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,763/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,526/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Quarry Bay Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 350 Saleable ft²
- Gross Area
- 473 ft²
- Efficiency
- 74%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-20 | HK$6.70M | +19.6% 3.7y · 5.0%/yr |
| 2017-11-09 | HK$5.60M | +62.8% 5.6y · 11.0%/yr |
| 2012-03-12 | HK$3.44M | +45.1% |
| 2010-08-11 | HK$2.37M | +13.4% |
| 2009-07-10 | HK$2.09M | +4.5% |
| 2008-06-05 | HK$2.00M | +104.1% |
| 2003-12-02 | HK$980K | — |