▼ 0.50% · 3.625%
HK$21,027
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,681
−HK$664/mo
Today · 4.125%
HK$22,345
baseline
▲ 0.50% · 4.625%
HK$23,705
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,690/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,392
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,020
−HK$636/mo
Today · 4.125%
HK$24,656
baseline
▲ 0.50% · 4.625%
HK$25,956
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,312/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,130
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$731/mo
Today · 4.125%
HK$24,580
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,731
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,421
−HK$701/mo
Today · 4.125%
HK$27,122
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,244/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,232
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,017
−HK$797/mo
Today · 4.125%
HK$26,814
baseline
▲ 0.50% · 4.625%
HK$28,446
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,628/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,071
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$764/mo
Today · 4.125%
HK$29,587
baseline
▲ 0.50% · 4.625%
HK$31,147
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,174/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,335
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$864/mo
Today · 4.125%
HK$29,049
baseline
▲ 0.50% · 4.625%
HK$30,817
+HK$1,768/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,098/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,410
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,225
−HK$828/mo
Today · 4.125%
HK$32,053
baseline
▲ 0.50% · 4.625%
HK$33,742
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,106/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,353
−HK$931/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$33,187
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,749
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,627
−HK$891/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,338
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,036/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,540
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,521
−HK$997/mo
Today · 4.125%
HK$33,518
baseline
▲ 0.50% · 4.625%
HK$35,558
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,036/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,088
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,029
−HK$955/mo
Today · 4.125%
HK$36,984
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$1,949/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,968/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,643
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$1,064/mo
Today · 4.125%
HK$35,753
baseline
▲ 0.50% · 4.625%
HK$37,928
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,506/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,427
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,431
−HK$1,019/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,529
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,746
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,858
−HK$1,129/mo
Today · 4.125%
HK$37,987
baseline
▲ 0.50% · 4.625%
HK$40,299
+HK$2,312/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,974/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,767
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,833
−HK$1,082/mo
Today · 4.125%
HK$41,915
baseline
▲ 0.50% · 4.625%
HK$44,125
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,830/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,848
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,026
−HK$1,196/mo
Today · 4.125%
HK$40,222
baseline
▲ 0.50% · 4.625%
HK$42,669
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,444/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,106
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,235
−HK$1,146/mo
Today · 4.125%
HK$44,381
baseline
▲ 0.50% · 4.625%
HK$46,720
+HK$2,339/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,762/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).