▼ 0.50% · 3.625%
HK$17,395
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,936
−HK$550/mo
Today · 4.125%
HK$18,486
baseline
▲ 0.50% · 4.625%
HK$19,611
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,972/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,352
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,871
−HK$526/mo
Today · 4.125%
HK$20,397
baseline
▲ 0.50% · 4.625%
HK$21,473
+HK$1,076/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,794/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,135
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$605/mo
Today · 4.125%
HK$20,335
baseline
▲ 0.50% · 4.625%
HK$21,572
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,670/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,287
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$579/mo
Today · 4.125%
HK$22,437
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,874/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,874
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,523
−HK$660/mo
Today · 4.125%
HK$22,183
baseline
▲ 0.50% · 4.625%
HK$23,533
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,366/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,222
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,845
−HK$632/mo
Today · 4.125%
HK$24,477
baseline
▲ 0.50% · 4.625%
HK$25,767
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,954/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,614
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$715/mo
Today · 4.125%
HK$24,032
baseline
▲ 0.50% · 4.625%
HK$25,494
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,064/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$685/mo
Today · 4.125%
HK$26,517
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,034/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,353
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$769/mo
Today · 4.125%
HK$25,880
baseline
▲ 0.50% · 4.625%
HK$27,455
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,760/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,093
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,819
−HK$737/mo
Today · 4.125%
HK$28,556
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,112/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,904
−HK$825/mo
Today · 4.125%
HK$27,729
baseline
▲ 0.50% · 4.625%
HK$29,416
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,458/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,028
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,806
−HK$790/mo
Today · 4.125%
HK$30,596
baseline
▲ 0.50% · 4.625%
HK$32,209
+HK$1,613/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,192/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,698
−HK$879/mo
Today · 4.125%
HK$29,577
baseline
▲ 0.50% · 4.625%
HK$31,377
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,154/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,963
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,793
−HK$843/mo
Today · 4.125%
HK$32,636
baseline
▲ 0.50% · 4.625%
HK$34,356
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,272/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,491
−HK$935/mo
Today · 4.125%
HK$31,426
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,852/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,898
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,780
−HK$896/mo
Today · 4.125%
HK$34,676
baseline
▲ 0.50% · 4.625%
HK$36,503
+HK$1,827/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,352/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,311
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,285
−HK$990/mo
Today · 4.125%
HK$33,275
baseline
▲ 0.50% · 4.625%
HK$35,299
+HK$2,024/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,550/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,833
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$947/mo
Today · 4.125%
HK$36,715
baseline
▲ 0.50% · 4.625%
HK$38,651
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,430/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).