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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,545/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,090/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,438 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 328 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-10 | HK$5.39M | +42.6% 4.0y · 11.0%/yr |
| 2016-05-24 | HK$3.78M | +35.0% 3.7y · 9.0%/yr |
| 2012-09-12 | HK$2.80M | +93.1% |
| 2005-10-28 | HK$1.45M | +18.9% |
| 2005-06-15 | HK$1.22M | +22.0% |
| 2002-06-12 | HK$1.00M | −47.9% |
| 1997-04-04 | HK$1.92M | — |