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Crescira AVM · estimated value Medium confidence
HK$22.48M
≈ HK$15,975 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.74M, with repayments around HK$76,254/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$71,755
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,987
−HK$2,267/mo
Today · 4.125%
HK$76,254
baseline
▲ 0.50% · 4.625%
HK$80,894
+HK$4,640/mo

Deposit HK$6.74M · loan HK$15.73M · min. income ≈ HK$152,508/mo (50% DSR)

Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$955,274 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
2
Saleable Area
1,407 ft²
Gross Area
1,650 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-04-22 HK$23.58M −15.8%
3.1y
2023-03-30 HK$28.00M +62.8%
10.9y
2012-05-07 HK$17.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 411 m
Education
51
schools within 1 km (23 within 500 m)
Daily convenience
51
within 1 km (15 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com