▼ 0.50% · 3.625%
HK$14,460
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,909
−HK$457/mo
Today · 4.125%
HK$15,366
baseline
▲ 0.50% · 4.625%
HK$16,301
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,732/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,086
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,518
−HK$437/mo
Today · 4.125%
HK$16,955
baseline
▲ 0.50% · 4.625%
HK$17,849
+HK$894/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,910/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,906
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,400
−HK$503/mo
Today · 4.125%
HK$16,903
baseline
▲ 0.50% · 4.625%
HK$17,932
+HK$1,029/mo
Deposit HK$2.85M · loan HK$3.49M · min. income ≈ HK$33,806/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,695
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,169
−HK$482/mo
Today · 4.125%
HK$18,651
baseline
▲ 0.50% · 4.625%
HK$19,634
+HK$983/mo
Deposit HK$2.85M · loan HK$3.49M · min. income ≈ HK$37,302/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,352
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,891
−HK$549/mo
Today · 4.125%
HK$18,440
baseline
▲ 0.50% · 4.625%
HK$19,562
+HK$1,122/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,880/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,304
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,821
−HK$525/mo
Today · 4.125%
HK$20,346
baseline
▲ 0.50% · 4.625%
HK$21,419
+HK$1,073/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,692/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,798
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,382
−HK$594/mo
Today · 4.125%
HK$19,976
baseline
▲ 0.50% · 4.625%
HK$21,192
+HK$1,216/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$39,952/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,912
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,473
−HK$569/mo
Today · 4.125%
HK$22,042
baseline
▲ 0.50% · 4.625%
HK$23,204
+HK$1,162/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$44,084/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,244
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,873
−HK$640/mo
Today · 4.125%
HK$21,513
baseline
▲ 0.50% · 4.625%
HK$22,822
+HK$1,309/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,026/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,521
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,125
−HK$613/mo
Today · 4.125%
HK$23,738
baseline
▲ 0.50% · 4.625%
HK$24,989
+HK$1,251/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,476/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,690
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,364
−HK$686/mo
Today · 4.125%
HK$23,050
baseline
▲ 0.50% · 4.625%
HK$24,452
+HK$1,402/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$46,100/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,129
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,777
−HK$656/mo
Today · 4.125%
HK$25,433
baseline
▲ 0.50% · 4.625%
HK$26,774
+HK$1,341/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$50,866/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,136
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,855
−HK$731/mo
Today · 4.125%
HK$24,586
baseline
▲ 0.50% · 4.625%
HK$26,082
+HK$1,496/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$49,172/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,738
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,428
−HK$701/mo
Today · 4.125%
HK$27,129
baseline
▲ 0.50% · 4.625%
HK$28,559
+HK$1,430/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$54,258/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,582
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,346
−HK$777/mo
Today · 4.125%
HK$26,123
baseline
▲ 0.50% · 4.625%
HK$27,713
+HK$1,590/mo
Deposit HK$951K · loan HK$5.39M · min. income ≈ HK$52,246/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,347
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$744/mo
Today · 4.125%
HK$28,824
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,519/mo
Deposit HK$951K · loan HK$5.39M · min. income ≈ HK$57,648/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$823/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,683/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$788/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,608/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$169,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).