▼ 0.50% · 3.625%
HK$21,894
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,575
−HK$692/mo
Today · 4.125%
HK$23,267
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,534/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,357
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,010
−HK$663/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,026
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,083
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,832
−HK$762/mo
Today · 4.125%
HK$25,594
baseline
▲ 0.50% · 4.625%
HK$27,151
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,188/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,792
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$729/mo
Today · 4.125%
HK$28,240
baseline
▲ 0.50% · 4.625%
HK$29,729
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,480/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,273
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,090
−HK$830/mo
Today · 4.125%
HK$27,920
baseline
▲ 0.50% · 4.625%
HK$29,619
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,840/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,228
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,012
−HK$795/mo
Today · 4.125%
HK$30,807
baseline
▲ 0.50% · 4.625%
HK$32,431
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,614/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,462
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,347
−HK$900/mo
Today · 4.125%
HK$30,247
baseline
▲ 0.50% · 4.625%
HK$32,087
+HK$1,840/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,494/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,664
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,513
−HK$861/mo
Today · 4.125%
HK$33,374
baseline
▲ 0.50% · 4.625%
HK$35,134
+HK$1,760/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,748/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,651
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,605
−HK$969/mo
Today · 4.125%
HK$32,574
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,148/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,099
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,014
−HK$928/mo
Today · 4.125%
HK$35,942
baseline
▲ 0.50% · 4.625%
HK$37,836
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,884/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,841
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,862
−HK$1,038/mo
Today · 4.125%
HK$34,900
baseline
▲ 0.50% · 4.625%
HK$37,024
+HK$2,124/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,800/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,535
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,515
−HK$994/mo
Today · 4.125%
HK$38,509
baseline
▲ 0.50% · 4.625%
HK$40,539
+HK$2,030/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,018/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,030
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$1,107/mo
Today · 4.125%
HK$37,227
baseline
▲ 0.50% · 4.625%
HK$39,492
+HK$2,265/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,454/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,971
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,060/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,241
+HK$2,165/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,220
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,377
−HK$1,177/mo
Today · 4.125%
HK$39,554
baseline
▲ 0.50% · 4.625%
HK$41,960
+HK$2,406/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,108/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,407
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,517
−HK$1,127/mo
Today · 4.125%
HK$43,644
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,300/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,288/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,409
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,635
−HK$1,245/mo
Today · 4.125%
HK$41,880
baseline
▲ 0.50% · 4.625%
HK$44,429
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,760/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,842
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,018
−HK$1,193/mo
Today · 4.125%
HK$46,211
baseline
▲ 0.50% · 4.625%
HK$48,647
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,422/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).