▼ 0.50% · 3.625%
HK$22,684
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,390
−HK$717/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,236
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,913
−HK$687/mo
Today · 4.125%
HK$26,600
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,200/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,953
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,729
−HK$789/mo
Today · 4.125%
HK$26,518
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,613/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,036/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,760
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,504
−HK$756/mo
Today · 4.125%
HK$29,260
baseline
▲ 0.50% · 4.625%
HK$30,802
+HK$1,542/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,520/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,221
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,068
−HK$860/mo
Today · 4.125%
HK$28,928
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,283
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,096
−HK$824/mo
Today · 4.125%
HK$31,920
baseline
▲ 0.50% · 4.625%
HK$33,602
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,840/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,490
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,407
−HK$932/mo
Today · 4.125%
HK$31,339
baseline
▲ 0.50% · 4.625%
HK$33,246
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,678/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,687
−HK$893/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,402
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,758
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$1,004/mo
Today · 4.125%
HK$33,750
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,500/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$961/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$1,963/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,027
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,085
−HK$1,075/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,361
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,854
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,870
−HK$1,029/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,003
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$1,147/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,378
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,098/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$44,803
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,763
−HK$1,219/mo
Today · 4.125%
HK$40,982
baseline
▲ 0.50% · 4.625%
HK$43,475
+HK$2,493/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,964/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,902
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,052
−HK$1,167/mo
Today · 4.125%
HK$45,219
baseline
▲ 0.50% · 4.625%
HK$47,603
+HK$2,384/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,438/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,832
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,102
−HK$1,291/mo
Today · 4.125%
HK$43,393
baseline
▲ 0.50% · 4.625%
HK$46,033
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,786/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,425
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,643
−HK$1,236/mo
Today · 4.125%
HK$47,879
baseline
▲ 0.50% · 4.625%
HK$50,403
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,758/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,820 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).