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Crescira AVM · estimated value ● Medium confidence
HK$5.59M
≈ HK$12,801 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$559K, with repayments around HK$24,401/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,961
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,675
−HK$726/mo
Today · 4.125%
HK$24,401
baseline
▲ 0.50% · 4.625%
HK$25,886
+HK$1,485/mo

Deposit HK$559K · loan HK$5.03M · min. income ≈ HK$48,802/mo (50% DSR)

Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,870 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
C
Saleable Area
437 ft²
Gross Area
635 ft²
Efficiency
69%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-03-02 HK$5.30M +158.5%
17.3y
2008-12-05 HK$2.05M −26.3%
0.6y
2008-05-15 HK$2.78M +23.6%
8.4y
2008-01-11 HK$2.25M +9.8%
8.1y
2000-01-06 HK$2.05M −17.5%
3.2y
1996-10-18 HK$2.48M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Koo
≈ 6 min walk · 407 m
Education
34
schools within 1 km (14 within 500 m)
Daily convenience
31
within 1 km (19 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Tai Koo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 34 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building