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At today's rate and a 90% mortgage, the deposit on this unit is about HK$424K, with repayments around HK$18,498/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$36,996/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$48,282 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 342 Saleable ft²
- Gross Area
- 467 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-01-30 | HK$4.92M | +28.8% 3.3y · 9.0%/yr |
| 2014-10-15 | HK$3.82M | +37.4% |
| 2012-06-11 | HK$2.78M | +104.4% |
| 2006-02-22 | HK$1.36M | +0.0% |
| 2005-06-09 | HK$1.36M | +37.4% |
| 2005-03-01 | HK$990K | +13.8% |
| 2004-09-21 | HK$870K | −64.2% |
| 1997-10-07 | HK$2.43M | +49.1% |
| 1996-05-13 | HK$1.63M | — |