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At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,287/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,574/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$38,601 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 334 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 80%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-15 | HK$5.38M | +17.0% 4.0y · 4.0%/yr |
| 2016-10-06 | HK$4.60M | +39.0% 4.0y · 10.0%/yr |
| 2012-10-03 | HK$3.31M | +65.5% |
| 2009-09-28 | HK$2.00M | +11.1% |
| 2009-05-18 | HK$1.80M | +35.3% |
| 2005-03-09 | HK$1.33M | +40.0% |
| 2003-06-07 | HK$950K | −58.9% |
| 1997-06-13 | HK$2.31M | — |