Skip to content
Crescira AVM · estimated value Medium confidence
HK$4.09M
≈ HK$12,243 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,836/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,784
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,306
−HK$530/mo
Today · 4.125%
HK$17,836
baseline
▲ 0.50% · 4.625%
HK$18,921
+HK$1,085/mo

Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,672/mo (50% DSR)

Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$17,920 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
D
Saleable Area
334 ft²
Gross Area
417 ft²
Efficiency
80%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2020-09-15 HK$5.38M +17.0%
4.0y
2016-10-06 HK$4.60M +39.0%
4.0y
2012-10-03 HK$3.31M +65.5%
2009-09-28 HK$2.00M +11.1%
2009-05-18 HK$1.80M +35.3%
2005-03-09 HK$1.33M +40.0%
2003-06-07 HK$950K −58.9%
1997-06-13 HK$2.31M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 360 m
Education
50
schools within 1 km (24 within 500 m)
Daily convenience
50
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com