▼ 0.50% · 3.625%
HK$20,409
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,044
−HK$645/mo
Today · 4.125%
HK$21,689
baseline
▲ 0.50% · 4.625%
HK$23,009
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,378/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,705
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,314
−HK$618/mo
Today · 4.125%
HK$23,932
baseline
▲ 0.50% · 4.625%
HK$25,193
+HK$1,261/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,450
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,149
−HK$709/mo
Today · 4.125%
HK$23,858
baseline
▲ 0.50% · 4.625%
HK$25,310
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,716/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,976
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,646
−HK$679/mo
Today · 4.125%
HK$26,325
baseline
▲ 0.50% · 4.625%
HK$27,713
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,650/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,491
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$774/mo
Today · 4.125%
HK$26,027
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,054/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,246
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,977
−HK$741/mo
Today · 4.125%
HK$28,718
baseline
▲ 0.50% · 4.625%
HK$30,232
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,436/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$838/mo
Today · 4.125%
HK$28,196
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,716/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,392/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,517
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,308
−HK$804/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$32,751
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,573
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,462
−HK$903/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$32,213
+HK$1,848/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,787
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$865/mo
Today · 4.125%
HK$33,505
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$1,766/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,010/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,614
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,566
−HK$968/mo
Today · 4.125%
HK$32,534
baseline
▲ 0.50% · 4.625%
HK$34,514
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,068/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,058
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,971
−HK$927/mo
Today · 4.125%
HK$35,898
baseline
▲ 0.50% · 4.625%
HK$37,790
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,796/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$1,032/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,814
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,328
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,303
−HK$988/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,310
+HK$2,019/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,696
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$1,097/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,599
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,634
−HK$1,050/mo
Today · 4.125%
HK$40,684
baseline
▲ 0.50% · 4.625%
HK$42,829
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,368/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,737
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,161/mo
Today · 4.125%
HK$39,041
baseline
▲ 0.50% · 4.625%
HK$41,416
+HK$2,375/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$78,082/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,869
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,966
−HK$1,112/mo
Today · 4.125%
HK$43,078
baseline
▲ 0.50% · 4.625%
HK$45,348
+HK$2,270/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$86,156/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,515 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).