▼ 0.50% · 3.625%
HK$19,380
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,983
−HK$613/mo
Today · 4.125%
HK$20,596
baseline
▲ 0.50% · 4.625%
HK$21,849
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,192/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,560
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,139
−HK$586/mo
Today · 4.125%
HK$22,725
baseline
▲ 0.50% · 4.625%
HK$23,923
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,450/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,318
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,982
−HK$673/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,379/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,717
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$645/mo
Today · 4.125%
HK$24,998
baseline
▲ 0.50% · 4.625%
HK$26,316
+HK$1,318/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,996/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,256
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,980
−HK$735/mo
Today · 4.125%
HK$24,715
baseline
▲ 0.50% · 4.625%
HK$26,219
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,430/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,566
−HK$704/mo
Today · 4.125%
HK$27,270
baseline
▲ 0.50% · 4.625%
HK$28,708
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,540/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,195
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$796/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,404
+HK$1,630/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,029
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$763/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,100
+HK$1,557/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,133
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,977
−HK$857/mo
Today · 4.125%
HK$28,834
baseline
▲ 0.50% · 4.625%
HK$30,588
+HK$1,754/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,668/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,185
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,994
−HK$821/mo
Today · 4.125%
HK$31,815
baseline
▲ 0.50% · 4.625%
HK$33,492
+HK$1,677/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,630/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,071
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,975
−HK$919/mo
Today · 4.125%
HK$30,894
baseline
▲ 0.50% · 4.625%
HK$32,773
+HK$1,879/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,788/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,341
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,208
−HK$880/mo
Today · 4.125%
HK$34,088
baseline
▲ 0.50% · 4.625%
HK$35,885
+HK$1,797/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,176/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,009
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,973
−HK$980/mo
Today · 4.125%
HK$32,953
baseline
▲ 0.50% · 4.625%
HK$34,958
+HK$2,005/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,906/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,497
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$939/mo
Today · 4.125%
HK$36,361
baseline
▲ 0.50% · 4.625%
HK$38,277
+HK$1,916/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,722/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,947
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$1,042/mo
Today · 4.125%
HK$35,013
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$2,130/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$70,026/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$997/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,669
+HK$2,036/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,885
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$1,102/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,056/mo
Today · 4.125%
HK$40,906
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,156/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,812/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).