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At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,207/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,414/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 409 Saleable ft²
- Gross Area
- 489 ft²
- Efficiency
- 84%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-08 | HK$4.45M | −25.8% 5.5y · −5.0%/yr |
| 2019-10-21 | HK$6.00M | +77.5% 7.6y · 10.0%/yr |
| 2012-03-07 | HK$3.38M | +24.3% |
| 2010-09-27 | HK$2.72M | +37.4% |
| 2007-10-10 | HK$1.98M | +11.2% |
| 2007-07-09 | HK$1.78M | −14.4% |
| 1996-10-29 | HK$2.08M | — |