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Crescira AVM · estimated value Medium confidence
HK$4.01M
≈ HK$11,706 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$402K, with repayments around HK$17,513/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,479
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,992
−HK$521/mo
Today · 4.125%
HK$17,513
baseline
▲ 0.50% · 4.625%
HK$18,578
+HK$1,065/mo

Deposit HK$402K · loan HK$3.61M · min. income ≈ HK$35,026/mo (50% DSR)

Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,099 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
A
Saleable Area
343 ft²
Gross Area
500 ft²
Efficiency
69%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-05-25 HK$6.90M +28.3%
5.2y
2015-03-11 HK$5.38M +65.5%
2010-10-05 HK$3.25M +30.0%
2009-04-09 HK$2.50M +117.4%
2001-12-08 HK$1.15M −23.3%
1999-03-25 HK$1.50M −46.8%
1997-07-25 HK$2.82M +81.9%
1996-03-01 HK$1.55M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 4 min walk · 288 m
Education
50
schools within 1 km (18 within 500 m)
Daily convenience
61
within 1 km (17 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
76
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 76 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com