▼ 0.50% · 3.625%
HK$22,461
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,160
−HK$710/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,322
+HK$1,452/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,658
−HK$680/mo
Today · 4.125%
HK$26,338
baseline
▲ 0.50% · 4.625%
HK$27,726
+HK$1,388/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,676/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,707
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$781/mo
Today · 4.125%
HK$26,257
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,514/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,487
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,224
−HK$748/mo
Today · 4.125%
HK$28,972
baseline
▲ 0.50% · 4.625%
HK$30,499
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,944/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,953
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$852/mo
Today · 4.125%
HK$28,644
baseline
▲ 0.50% · 4.625%
HK$30,387
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,288/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,985
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,790
−HK$815/mo
Today · 4.125%
HK$31,605
baseline
▲ 0.50% · 4.625%
HK$33,271
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,210/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,108
−HK$923/mo
Today · 4.125%
HK$31,031
baseline
▲ 0.50% · 4.625%
HK$32,919
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,062/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,484
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$884/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,044
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,446
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,424
−HK$994/mo
Today · 4.125%
HK$33,418
baseline
▲ 0.50% · 4.625%
HK$35,451
+HK$2,033/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,836/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,983
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$952/mo
Today · 4.125%
HK$36,873
baseline
▲ 0.50% · 4.625%
HK$38,817
+HK$1,944/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,746/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,740
−HK$1,065/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,983
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,020/mo
Today · 4.125%
HK$39,507
baseline
▲ 0.50% · 4.625%
HK$41,589
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,014/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,938
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,056
−HK$1,136/mo
Today · 4.125%
HK$38,192
baseline
▲ 0.50% · 4.625%
HK$40,515
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,384/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,981
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,053
−HK$1,088/mo
Today · 4.125%
HK$42,141
baseline
▲ 0.50% · 4.625%
HK$44,362
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,282/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,184
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,372
−HK$1,207/mo
Today · 4.125%
HK$40,579
baseline
▲ 0.50% · 4.625%
HK$43,048
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,158/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,479
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,619
−HK$1,155/mo
Today · 4.125%
HK$44,774
baseline
▲ 0.50% · 4.625%
HK$47,135
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,548/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,430
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,688
−HK$1,278/mo
Today · 4.125%
HK$42,966
baseline
▲ 0.50% · 4.625%
HK$45,580
+HK$2,614/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$85,932/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,978
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,184
−HK$1,224/mo
Today · 4.125%
HK$47,408
baseline
▲ 0.50% · 4.625%
HK$49,907
+HK$2,499/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$94,816/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).