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Crescira AVM · estimated value Medium confidence
HK$14.74M
≈ HK$15,666 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.42M, with repayments around HK$50,011/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$47,060
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,523
−HK$1,488/mo
Today · 4.125%
HK$50,011
baseline
▲ 0.50% · 4.625%
HK$53,054
+HK$3,043/mo

Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,022/mo (50% DSR)

Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,800 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
941 ft²
Gross Area
1,260 ft²
Efficiency
75%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2019-06-26 HK$20.38M +182.3%
11.7y · 16.0%/yr
2007-10-10 HK$7.22M +47.3%
2001-03-28 HK$4.90M −8.4%
1999-03-26 HK$5.35M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 189 m
Education
47
schools within 1 km (23 within 500 m)
Daily convenience
47
within 1 km (23 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
80
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com