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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,895/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.49M · min. income ≈ HK$33,790/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 6
- Saleable Area
- 537 Saleable ft²
- Gross Area
- 696 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-01 | HK$5.50M | −1.8% 0.8y |
| 2022-02-09 | HK$5.60M | +35.6% 7.3y · 5.0%/yr |
| 2014-11-06 | HK$4.13M | +235.8% |
| 2005-06-16 | HK$1.23M | +23.0% |
| 2004-12-09 | HK$1.00M | — |