▼ 0.50% · 3.625%
HK$19,742
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,356
−HK$624/mo
Today · 4.125%
HK$20,980
baseline
▲ 0.50% · 4.625%
HK$22,257
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,960/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,963
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$598/mo
Today · 4.125%
HK$23,150
baseline
▲ 0.50% · 4.625%
HK$24,370
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,300/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,716
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,392
−HK$686/mo
Today · 4.125%
HK$23,078
baseline
▲ 0.50% · 4.625%
HK$24,482
+HK$1,404/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,156/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,159
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,807
−HK$657/mo
Today · 4.125%
HK$25,464
baseline
▲ 0.50% · 4.625%
HK$26,807
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,928/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,691
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,427
−HK$749/mo
Today · 4.125%
HK$25,176
baseline
▲ 0.50% · 4.625%
HK$26,708
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,352/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,356
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,062
−HK$717/mo
Today · 4.125%
HK$27,779
baseline
▲ 0.50% · 4.625%
HK$29,244
+HK$1,465/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,558/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,665
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,463
−HK$811/mo
Today · 4.125%
HK$27,274
baseline
▲ 0.50% · 4.625%
HK$28,934
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,548/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,552
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,318
−HK$776/mo
Today · 4.125%
HK$30,094
baseline
▲ 0.50% · 4.625%
HK$31,681
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,188/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,639
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,499
−HK$873/mo
Today · 4.125%
HK$29,372
baseline
▲ 0.50% · 4.625%
HK$31,159
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,744/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,748
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,573
−HK$836/mo
Today · 4.125%
HK$32,409
baseline
▲ 0.50% · 4.625%
HK$34,118
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,818/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,613
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,534
−HK$936/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,915/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,944
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$896/mo
Today · 4.125%
HK$34,724
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$1,831/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,448/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,587
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$998/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,611
+HK$2,043/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$956/mo
Today · 4.125%
HK$37,039
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,078/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,562
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,606
−HK$1,060/mo
Today · 4.125%
HK$35,666
baseline
▲ 0.50% · 4.625%
HK$37,836
+HK$2,170/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,332/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,337
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,338
−HK$1,016/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,429
+HK$2,075/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,536
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,641
−HK$1,123/mo
Today · 4.125%
HK$37,764
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,298/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,528/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,533
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,594
−HK$1,075/mo
Today · 4.125%
HK$41,669
baseline
▲ 0.50% · 4.625%
HK$43,866
+HK$2,197/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,338/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,736 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).