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At today's rate and a 90% mortgage, the deposit on this unit is about HK$335K, with repayments around HK$14,624/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$335K · loan HK$3.02M · min. income ≈ HK$29,248/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- G
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 348 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-24 | HK$3.90M | +18.2% 7.7y · 2.0%/yr |
| 2016-08-26 | HK$3.30M | +11.9% 3.2y · 4.0%/yr |
| 2013-06-26 | HK$2.95M | +156.5% |
| 2009-02-09 | HK$1.15M | −0.9% |
| 2007-08-10 | HK$1.16M | +22.1% |
| 2006-08-29 | HK$950K | −44.1% |
| 1997-05-08 | HK$1.70M | — |