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Crescira AVM · estimated value Medium confidence
HK$6.91M
≈ HK$11,350 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$691K, with repayments around HK$30,148/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$28,369
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,252
−HK$896/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,983
+HK$1,835/mo

Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,296/mo (50% DSR)

Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,355 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
23/F
Flat
A
Saleable Area
609 ft²
Gross Area
749 ft²
Efficiency
81%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2016-08-15 HK$6.75M +31.1%
4.7y
2011-11-28 HK$5.15M +202.9%
2004-07-28 HK$1.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 340 m
Education
44
schools within 1 km (14 within 500 m)
Daily convenience
56
within 1 km (16 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
73
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 73 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com