▼ 0.50% · 3.625%
HK$21,988
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,672
−HK$695/mo
Today · 4.125%
HK$23,367
baseline
▲ 0.50% · 4.625%
HK$24,789
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,734/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$666/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,142
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,939
−HK$764/mo
Today · 4.125%
HK$25,703
baseline
▲ 0.50% · 4.625%
HK$27,267
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,406/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,908
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,629
−HK$732/mo
Today · 4.125%
HK$28,361
baseline
▲ 0.50% · 4.625%
HK$29,856
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,722/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,386
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,206
−HK$834/mo
Today · 4.125%
HK$28,040
baseline
▲ 0.50% · 4.625%
HK$29,746
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,080/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,354
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,141
−HK$799/mo
Today · 4.125%
HK$30,940
baseline
▲ 0.50% · 4.625%
HK$32,570
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,880/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,584
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,473
−HK$904/mo
Today · 4.125%
HK$30,377
baseline
▲ 0.50% · 4.625%
HK$32,225
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,754/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,800
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,653
−HK$865/mo
Today · 4.125%
HK$33,518
baseline
▲ 0.50% · 4.625%
HK$35,285
+HK$1,767/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,036/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,783
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,741
−HK$973/mo
Today · 4.125%
HK$32,714
baseline
▲ 0.50% · 4.625%
HK$34,704
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,428/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,246
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$932/mo
Today · 4.125%
HK$36,096
baseline
▲ 0.50% · 4.625%
HK$37,999
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,192/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,982
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,008
−HK$1,042/mo
Today · 4.125%
HK$35,050
baseline
▲ 0.50% · 4.625%
HK$37,183
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,100/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,692
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,676
−HK$998/mo
Today · 4.125%
HK$38,674
baseline
▲ 0.50% · 4.625%
HK$40,713
+HK$2,039/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,348/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,275
−HK$1,112/mo
Today · 4.125%
HK$37,387
baseline
▲ 0.50% · 4.625%
HK$39,662
+HK$2,275/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,774/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,138
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,188
−HK$1,065/mo
Today · 4.125%
HK$41,253
baseline
▲ 0.50% · 4.625%
HK$43,427
+HK$2,174/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,506/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,380
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,542
−HK$1,182/mo
Today · 4.125%
HK$39,724
baseline
▲ 0.50% · 4.625%
HK$42,141
+HK$2,417/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,448/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,584
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,700
−HK$1,131/mo
Today · 4.125%
HK$43,831
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,310/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,662/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,578
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,809
−HK$1,251/mo
Today · 4.125%
HK$42,060
baseline
▲ 0.50% · 4.625%
HK$44,619
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,120/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,030
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,211
−HK$1,198/mo
Today · 4.125%
HK$46,409
baseline
▲ 0.50% · 4.625%
HK$48,856
+HK$2,447/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,818/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,276 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).