▼ 0.50% · 3.625%
HK$22,380
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,076
−HK$707/mo
Today · 4.125%
HK$23,783
baseline
▲ 0.50% · 4.625%
HK$25,231
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,566/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,897
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,565
−HK$678/mo
Today · 4.125%
HK$26,243
baseline
▲ 0.50% · 4.625%
HK$27,626
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,486/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,618
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,384
−HK$778/mo
Today · 4.125%
HK$26,162
baseline
▲ 0.50% · 4.625%
HK$27,754
+HK$1,592/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,324/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,387
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$745/mo
Today · 4.125%
HK$28,867
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,521/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,734/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,856
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,691
−HK$849/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,277
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,877
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,678
−HK$813/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,151
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,094
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$919/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,882/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$880/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$35,914
+HK$1,799/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,332
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,307
−HK$990/mo
Today · 4.125%
HK$33,297
baseline
▲ 0.50% · 4.625%
HK$35,323
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,594/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,856
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,791
−HK$949/mo
Today · 4.125%
HK$36,740
baseline
▲ 0.50% · 4.625%
HK$38,676
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,480/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,570
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,614
−HK$1,061/mo
Today · 4.125%
HK$35,675
baseline
▲ 0.50% · 4.625%
HK$37,846
+HK$2,171/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,350/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,346
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,348
−HK$1,016/mo
Today · 4.125%
HK$39,364
baseline
▲ 0.50% · 4.625%
HK$41,439
+HK$2,075/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,728/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,808
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,922
−HK$1,131/mo
Today · 4.125%
HK$38,053
baseline
▲ 0.50% · 4.625%
HK$40,369
+HK$2,316/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,106/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,836
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,904
−HK$1,084/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,201
+HK$2,213/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,046
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,229
−HK$1,203/mo
Today · 4.125%
HK$40,432
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,460/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,864/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,326
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,461
−HK$1,151/mo
Today · 4.125%
HK$44,612
baseline
▲ 0.50% · 4.625%
HK$46,964
+HK$2,352/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,224/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,284
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,537
−HK$1,273/mo
Today · 4.125%
HK$42,810
baseline
▲ 0.50% · 4.625%
HK$45,415
+HK$2,605/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,620/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,815
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,017
−HK$1,220/mo
Today · 4.125%
HK$47,237
baseline
▲ 0.50% · 4.625%
HK$49,727
+HK$2,490/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,474/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,467 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).