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Crescira AVM · estimated value ● Medium confidence
HK$20.32M
≈ HK$16,128 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.10M, with repayments around HK$68,942/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$64,874
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,892
−HK$2,050/mo
Today · 4.125%
HK$68,942
baseline
▲ 0.50% · 4.625%
HK$73,137
+HK$4,195/mo

Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,884/mo (50% DSR)

Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,174 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
1,260 ft²
Gross Area
1,596 ft²
Efficiency
79%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2014-12-24 HK$18.64M +59.3%
7.2y
2007-09-25 HK$11.70M +85.7%
3.1y
2004-08-07 HK$6.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 9 min walk · 650 m
Education
53
schools within 1 km (16 within 500 m)
Daily convenience
52
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building