▼ 0.50% · 3.625%
HK$22,569
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,271
−HK$714/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,444
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,108
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$683/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,826
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$784/mo
Today · 4.125%
HK$26,383
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,606/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,766/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,619
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,360
−HK$751/mo
Today · 4.125%
HK$29,111
baseline
▲ 0.50% · 4.625%
HK$30,646
+HK$1,535/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,222/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,083
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,926
−HK$856/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,533
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,938
−HK$820/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,253
−HK$927/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,641
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$888/mo
Today · 4.125%
HK$34,404
baseline
▲ 0.50% · 4.625%
HK$36,218
+HK$1,814/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,808/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,597
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$999/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,094
−HK$957/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,854
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,907
−HK$1,070/mo
Today · 4.125%
HK$35,977
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$2,189/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,954/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,662
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,672
−HK$1,025/mo
Today · 4.125%
HK$39,697
baseline
▲ 0.50% · 4.625%
HK$41,790
+HK$2,093/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,394/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,111
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$1,141/mo
Today · 4.125%
HK$38,375
baseline
▲ 0.50% · 4.625%
HK$40,711
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,750/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,173
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,251
−HK$1,093/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,576
+HK$2,232/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,368
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,561
−HK$1,213/mo
Today · 4.125%
HK$40,774
baseline
▲ 0.50% · 4.625%
HK$43,255
+HK$2,481/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,548/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,684
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,829
−HK$1,161/mo
Today · 4.125%
HK$44,990
baseline
▲ 0.50% · 4.625%
HK$47,362
+HK$2,372/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,980/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,625
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,283/mo
Today · 4.125%
HK$43,172
baseline
▲ 0.50% · 4.625%
HK$45,799
+HK$2,627/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,344/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,195
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,407
−HK$1,230/mo
Today · 4.125%
HK$47,637
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,511/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,274/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).