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Crescira AVM · estimated value Medium confidence
HK$3.43M
≈ HK$15,236 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$343K, with repayments around HK$14,953/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,071
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,508
−HK$445/mo
Today · 4.125%
HK$14,953
baseline
▲ 0.50% · 4.625%
HK$15,863
+HK$910/mo

Deposit HK$343K · loan HK$3.09M · min. income ≈ HK$29,906/mo (50% DSR)

Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
2
Saleable Area
225 ft²
Gross Area
314 ft²
Efficiency
72%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2013-04-24 HK$3.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 188 m
Education
43
schools within 1 km (19 within 500 m)
Daily convenience
40
within 1 km (18 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com