▼ 0.50% · 3.625%
HK$21,549
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,220
−HK$681/mo
Today · 4.125%
HK$22,901
baseline
▲ 0.50% · 4.625%
HK$24,294
+HK$1,393/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,802/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,973
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,616
−HK$653/mo
Today · 4.125%
HK$25,269
baseline
▲ 0.50% · 4.625%
HK$26,601
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,538/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,704
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$749/mo
Today · 4.125%
HK$25,191
baseline
▲ 0.50% · 4.625%
HK$26,724
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,382/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,371
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,078
−HK$718/mo
Today · 4.125%
HK$27,796
baseline
▲ 0.50% · 4.625%
HK$29,261
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,592/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,859
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,664
−HK$817/mo
Today · 4.125%
HK$27,481
baseline
▲ 0.50% · 4.625%
HK$29,153
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,962/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,768
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,540
−HK$782/mo
Today · 4.125%
HK$30,322
baseline
▲ 0.50% · 4.625%
HK$31,921
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,644/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,014
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,886
−HK$885/mo
Today · 4.125%
HK$29,771
baseline
▲ 0.50% · 4.625%
HK$31,582
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,542/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,166
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$32,001
−HK$848/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,581
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,169
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,108
−HK$953/mo
Today · 4.125%
HK$32,061
baseline
▲ 0.50% · 4.625%
HK$34,012
+HK$1,951/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,122/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,563
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,463
−HK$913/mo
Today · 4.125%
HK$35,376
baseline
▲ 0.50% · 4.625%
HK$37,241
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,752/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,324
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$1,021/mo
Today · 4.125%
HK$34,351
baseline
▲ 0.50% · 4.625%
HK$36,441
+HK$2,090/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,702/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,960
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,925
−HK$978/mo
Today · 4.125%
HK$37,903
baseline
▲ 0.50% · 4.625%
HK$39,901
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,806/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,479
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,552
−HK$1,089/mo
Today · 4.125%
HK$36,641
baseline
▲ 0.50% · 4.625%
HK$38,871
+HK$2,230/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,282/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,358
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,386
−HK$1,044/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,561
+HK$2,131/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,634
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,774
−HK$1,157/mo
Today · 4.125%
HK$38,931
baseline
▲ 0.50% · 4.625%
HK$41,300
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,862/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,755
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,848
−HK$1,109/mo
Today · 4.125%
HK$42,957
baseline
▲ 0.50% · 4.625%
HK$45,221
+HK$2,264/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,914/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,789
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,995
−HK$1,226/mo
Today · 4.125%
HK$41,221
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,509/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,442/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,152
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,310
−HK$1,174/mo
Today · 4.125%
HK$45,484
baseline
▲ 0.50% · 4.625%
HK$47,881
+HK$2,397/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,968/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,043 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).