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Crescira AVM · estimated value Medium confidence
HK$13.69M
≈ HK$12,852 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.11M, with repayments around HK$46,436/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,696
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,055
−HK$1,381/mo
Today · 4.125%
HK$46,436
baseline
▲ 0.50% · 4.625%
HK$49,262
+HK$2,826/mo

Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,872/mo (50% DSR)

Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
A
Saleable Area
1,065 ft²
Gross Area
1,331 ft²
Efficiency
80%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2018-02-23 HK$21.50M +207.1%
12.4y
2005-09-27 HK$7.00M +100.0%
2001-10-06 HK$3.50M −12.5%
2000-11-24 HK$4.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 9 min walk · 650 m
Education
52
schools within 1 km (16 within 500 m)
Daily convenience
53
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com