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At today's rate and a 90% mortgage, the deposit on this unit is about HK$581K, with repayments around HK$25,355/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,710/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- A
- Saleable Area
- 459 Saleable ft²
- Gross Area
- 618 ft²
- Efficiency
- 74%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-05 | HK$6.70M | +26.4% 3.6y · 7.0%/yr |
| 2016-11-03 | HK$5.30M | +25.0% 4.0y · 6.0%/yr |
| 2012-10-09 | HK$4.24M | +145.1% |
| 2006-03-10 | HK$1.73M | +19.3% |
| 2001-07-24 | HK$1.45M | −34.1% |
| 1995-12-19 | HK$2.20M | — |