▼ 0.50% · 3.625%
HK$15,233
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,707
−HK$481/mo
Today · 4.125%
HK$16,188
baseline
▲ 0.50% · 4.625%
HK$17,173
+HK$985/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,376/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,946
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,401
−HK$461/mo
Today · 4.125%
HK$17,862
baseline
▲ 0.50% · 4.625%
HK$18,804
+HK$942/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,724/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,756
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,277
−HK$530/mo
Today · 4.125%
HK$17,807
baseline
▲ 0.50% · 4.625%
HK$18,890
+HK$1,083/mo
Deposit HK$3.01M · loan HK$3.67M · min. income ≈ HK$35,614/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,641
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,141
−HK$507/mo
Today · 4.125%
HK$19,648
baseline
▲ 0.50% · 4.625%
HK$20,684
+HK$1,036/mo
Deposit HK$3.01M · loan HK$3.67M · min. income ≈ HK$39,296/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,279
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,848
−HK$578/mo
Today · 4.125%
HK$19,426
baseline
▲ 0.50% · 4.625%
HK$20,608
+HK$1,182/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,852/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,336
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$553/mo
Today · 4.125%
HK$21,434
baseline
▲ 0.50% · 4.625%
HK$22,564
+HK$1,130/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,868/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,803
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,419
−HK$626/mo
Today · 4.125%
HK$21,045
baseline
▲ 0.50% · 4.625%
HK$22,325
+HK$1,280/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$42,090/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,030
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,621
−HK$600/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,445
+HK$1,224/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,989
−HK$674/mo
Today · 4.125%
HK$22,663
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,379/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$45,326/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,361
−HK$646/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,318/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,849
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,560
−HK$722/mo
Today · 4.125%
HK$24,282
baseline
▲ 0.50% · 4.625%
HK$25,760
+HK$1,478/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$48,564/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,420
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,101
−HK$692/mo
Today · 4.125%
HK$26,793
baseline
▲ 0.50% · 4.625%
HK$28,205
+HK$1,412/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$53,586/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$770/mo
Today · 4.125%
HK$25,901
baseline
▲ 0.50% · 4.625%
HK$27,477
+HK$1,576/mo
Deposit HK$1.34M · loan HK$5.34M · min. income ≈ HK$51,802/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,114
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,841
−HK$738/mo
Today · 4.125%
HK$28,579
baseline
▲ 0.50% · 4.625%
HK$30,086
+HK$1,507/mo
Deposit HK$1.34M · loan HK$5.34M · min. income ≈ HK$57,158/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,896
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,701
−HK$819/mo
Today · 4.125%
HK$27,520
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,674/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$55,040/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,809
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,582
−HK$783/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,601/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,272
−HK$867/mo
Today · 4.125%
HK$29,139
baseline
▲ 0.50% · 4.625%
HK$30,912
+HK$1,773/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$58,278/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,504
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,322
−HK$830/mo
Today · 4.125%
HK$32,152
baseline
▲ 0.50% · 4.625%
HK$33,846
+HK$1,694/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$64,304/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).