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Crescira AVM · estimated value ● Medium confidence
HK$20.25M
≈ HK$10,098 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.07M, with repayments around HK$68,686/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$64,633
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,644
−HK$2,042/mo
Today · 4.125%
HK$68,686
baseline
▲ 0.50% · 4.625%
HK$72,866
+HK$4,180/mo

Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,372/mo (50% DSR)

Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,622 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
2,005 ft²
Gross Area
2,267 ft²
Efficiency
88%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2012-05-25 HK$12.00M +20.0%
4.0y
2008-04-29 HK$10.00M −5.7%
10.3y
1998-01-16 HK$10.60M +21.1%
2.5y
1995-07-12 HK$8.75M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 26 min walk · 2,063 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building