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Crescira AVM · estimated value Medium confidence
HK$9.95M
≈ HK$7,204 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$995K, with repayments around HK$43,394/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$40,833
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,103
−HK$1,291/mo
Today · 4.125%
HK$43,394
baseline
▲ 0.50% · 4.625%
HK$46,034
+HK$2,640/mo

Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,788/mo (50% DSR)

Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,846 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 44 min walk · 3,449 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
4/F
Flat
A
Saleable Area
1,381 Saleable ft²
Gross Area
1,883 ft²
Efficiency
73%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2008-12-02 HK$4.80M −37.7%
1997-05-29 HK$7.70M +51.0%
1996-02-02 HK$5.10M
Data sourced from Renavon.com