▼ 0.50% · 3.625%
HK$22,265
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,957
−HK$704/mo
Today · 4.125%
HK$23,661
baseline
▲ 0.50% · 4.625%
HK$25,101
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,322/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$674/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,484
+HK$1,376/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,491
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$774/mo
Today · 4.125%
HK$26,027
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,584/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,054/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,246
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,977
−HK$741/mo
Today · 4.125%
HK$28,718
baseline
▲ 0.50% · 4.625%
HK$30,232
+HK$1,514/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,436/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,549
−HK$844/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,728/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$808/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$32,981
+HK$1,652/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,944
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,845
−HK$914/mo
Today · 4.125%
HK$30,759
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,872/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,518/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,200
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$876/mo
Today · 4.125%
HK$33,940
baseline
▲ 0.50% · 4.625%
HK$35,729
+HK$1,789/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,880/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,140
−HK$986/mo
Today · 4.125%
HK$33,126
baseline
▲ 0.50% · 4.625%
HK$35,141
+HK$2,015/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,252/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,677
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,607
−HK$944/mo
Today · 4.125%
HK$36,551
baseline
▲ 0.50% · 4.625%
HK$38,477
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,102/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,436
−HK$1,056/mo
Today · 4.125%
HK$35,492
baseline
▲ 0.50% · 4.625%
HK$37,651
+HK$2,159/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,984/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,154
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,011/mo
Today · 4.125%
HK$39,162
baseline
▲ 0.50% · 4.625%
HK$41,226
+HK$2,064/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,324/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,624
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$1,126/mo
Today · 4.125%
HK$37,858
baseline
▲ 0.50% · 4.625%
HK$40,161
+HK$2,303/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,716/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,631
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,694
−HK$1,078/mo
Today · 4.125%
HK$41,772
baseline
▲ 0.50% · 4.625%
HK$43,974
+HK$2,202/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,544/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,850
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,028
−HK$1,196/mo
Today · 4.125%
HK$40,224
baseline
▲ 0.50% · 4.625%
HK$42,671
+HK$2,447/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,448/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,108
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,237
−HK$1,146/mo
Today · 4.125%
HK$44,383
baseline
▲ 0.50% · 4.625%
HK$46,723
+HK$2,340/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,766/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,077
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,323
−HK$1,267/mo
Today · 4.125%
HK$42,590
baseline
▲ 0.50% · 4.625%
HK$45,182
+HK$2,592/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$85,180/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,585
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,781
−HK$1,213/mo
Today · 4.125%
HK$46,994
baseline
▲ 0.50% · 4.625%
HK$49,471
+HK$2,477/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$93,988/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,422 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).