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Crescira AVM · estimated value Medium confidence
HK$14.88M
≈ HK$7,659 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.46M, with repayments around HK$50,489/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$47,510
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,987
−HK$1,502/mo
Today · 4.125%
HK$50,489
baseline
▲ 0.50% · 4.625%
HK$53,561
+HK$3,072/mo

Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,978/mo (50% DSR)

Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,085 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,943 ft²
Gross Area
2,256 ft²
Efficiency
86%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
1998-07-03 HK$10.10M −34.8%
1997-05-08 HK$15.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sunny Bay
≈ 47 min walk · 3,733 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com