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20/F H

in The Panorama

Tsuen Wan District · New Territories West

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6/F A 558 ft² 6/F B 558 ft² 6/F C 716 ft² 6/F D 716 ft² 6/F E 526 ft² 6/F F 526 ft² 6/F G 671 ft² 6/F H 671 ft² 7/F A 559 ft² 7/F B 558 ft² 7/F C 716 ft² 7/F D 716 ft² 7/F E 526 ft² 7/F F 526 ft² 7/F G 675 ft² 7/F H 671 ft² 8/F A 558 ft² 8/F B 558 ft² 8/F C 716 ft² 8/F D 717 ft² 8/F E 527 ft² 8/F F 527 ft² 8/F G 671 ft² 8/F H 675 ft² 9/F A 559 ft² 9/F B 558 ft² 9/F C 716 ft² 9/F D 717 ft² 9/F E 526 ft² 9/F F 526 ft² 9/F G 675 ft² 9/F H 675 ft² 10/F A 558 ft² 10/F B 558 ft² 10/F C 716 ft² 10/F D 716 ft² 10/F E 526 ft² 10/F F 526 ft² 10/F G 671 ft² 10/F H 671 ft² 11/F A 559 ft² 11/F B 558 ft² 11/F C 716 ft² 11/F D 716 ft² 11/F E 526 ft² 11/F F 526 ft² 11/F G 675 ft² 11/F H 675 ft² 12/F A 559 ft² 12/F B 558 ft² 12/F C 716 ft² 12/F D 717 ft² 12/F E 526 ft² 12/F F 527 ft² 12/F G 671 ft² 12/F H 675 ft² 15/F A 558 ft² 15/F B 558 ft² 15/F C 716 ft² 15/F D 717 ft² 15/F E 527 ft² 15/F F 526 ft² 15/F G 671 ft² 15/F H 675 ft² 16/F A 559 ft² 16/F B 559 ft² 16/F C 716 ft² 16/F D 717 ft² 16/F E 527 ft² 16/F F 526 ft² 16/F G 675 ft² 16/F H 675 ft² 17/F A 558 ft² 17/F B 559 ft² 17/F C 716 ft² 17/F D 716 ft² 17/F E 527 ft² 17/F F 526 ft² 17/F G 675 ft² 17/F H 675 ft² 18/F A 559 ft² 18/F B 558 ft² 18/F C 716 ft² 18/F D 717 ft² 18/F E 527 ft² 18/F F 527 ft² 18/F G 675 ft² 18/F H 671 ft² 19/F A 558 ft² 19/F B 558 ft² 19/F C 716 ft² 19/F D 716 ft² 19/F E 527 ft² 19/F F 526 ft² 19/F G 675 ft² 19/F H 675 ft² 20/F A 559 ft² 20/F B 559 ft² 20/F C 716 ft² 20/F D 717 ft² 20/F E 527 ft² 20/F F 526 ft² 20/F G 675 ft² 20/F H 675 ft² 21/F A 558 ft² 21/F B 559 ft² 21/F C 716 ft² 21/F D 716 ft² 21/F E 526 ft² 21/F F 526 ft² 21/F G 671 ft² 21/F H 675 ft² 22/F A 559 ft² 22/F B 558 ft² 22/F C 716 ft² 22/F D 716 ft² 22/F E 526 ft² 22/F F 527 ft² 22/F G 671 ft² 22/F H 671 ft² 23/F A 559 ft² 23/F B 559 ft² 23/F C 716 ft² 23/F D 716 ft² 23/F E 526 ft² 23/F F 526 ft² 23/F G 671 ft² 23/F H 675 ft² 25/F A 559 ft² 25/F B 559 ft² 25/F C 716 ft² 25/F D 716 ft² 25/F E 526 ft² 25/F F 527 ft² 25/F G 675 ft² 25/F H 675 ft² 26/F A 559 ft² 26/F B 558 ft² 26/F C 716 ft² 26/F D 716 ft² 26/F E 527 ft² 26/F F 527 ft² 26/F G 671 ft² 26/F H 675 ft² 27/F A 558 ft² 27/F B 558 ft² 27/F C 716 ft² 27/F D 717 ft² 27/F E 527 ft² 27/F F 526 ft² 27/F G 671 ft² 27/F H 675 ft² 28/F A 558 ft² 28/F B 558 ft² 28/F C 716 ft² 28/F D 716 ft² 28/F E 527 ft² 28/F F 526 ft² 28/F G 675 ft² 28/F H 671 ft² 29/F A 559 ft² 29/F B 559 ft² 29/F C 716 ft² 29/F D 716 ft² 29/F E 526 ft² 29/F F 526 ft² 29/F G 671 ft² 29/F H 671 ft² 30/F A 558 ft² 30/F B 558 ft² 30/F C 716 ft² 30/F D 716 ft² 30/F E 527 ft² 30/F F 527 ft² 30/F G 671 ft² 30/F H 671 ft² 31/F A 559 ft² 31/F B 559 ft² 31/F C 716 ft² 31/F D 717 ft² 31/F E 527 ft² 31/F F 527 ft² 31/F G 675 ft² 31/F H 675 ft² 32/F A 559 ft² 32/F B 559 ft² 32/F C 716 ft² 32/F D 717 ft² 32/F E 526 ft² 32/F F 526 ft² 32/F G 671 ft² 32/F H 675 ft² 33/F A 558 ft² 33/F B 558 ft² 33/F C 716 ft² 33/F D 716 ft² 33/F E 526 ft² 33/F F 526 ft² 33/F G 675 ft² 33/F H 671 ft² 35/F A 558 ft² 35/F B 559 ft² 35/F C 716 ft² 35/F D 716 ft² 35/F E 527 ft² 35/F F 526 ft² 35/F G 675 ft² 35/F H 671 ft² 36/F A 559 ft² 36/F B 558 ft² 36/F C 716 ft² 36/F D 716 ft² 36/F E 526 ft² 36/F F 526 ft² 36/F G 671 ft² 36/F H 671 ft² 37/F A 558 ft² 37/F B 558 ft² 37/F C 716 ft² 37/F D 717 ft² 37/F E 526 ft² 37/F F 526 ft² 37/F G 675 ft² 37/F H 675 ft² 38/F A 559 ft² 38/F B 559 ft² 38/F C 716 ft² 38/F D 717 ft² 38/F E 526 ft² 38/F F 527 ft² 38/F G 671 ft² 38/F H 675 ft² 39/F A 559 ft² 39/F B 558 ft² 39/F C 716 ft² 39/F D 717 ft² 39/F E 527 ft² 39/F F 527 ft² 39/F G 675 ft² 39/F H 675 ft² 41/F A 559 ft² 41/F B 558 ft² 41/F C 716 ft² 41/F D 717 ft² 41/F E 526 ft² 41/F F 527 ft² 41/F G 671 ft² 41/F H 671 ft² 42/F A 558 ft² 42/F B 559 ft² 42/F C 716 ft² 42/F D 716 ft² 42/F E 526 ft² 42/F F 526 ft² 42/F G 671 ft² 42/F H 671 ft² 43/F A 558 ft² 43/F B 558 ft² 43/F C 716 ft² 43/F D 717 ft² 43/F E 526 ft² 43/F F 527 ft² 43/F G 675 ft² 43/F H 675 ft² 45/F A 559 ft² 45/F B 558 ft² 45/F C 716 ft² 45/F D 717 ft² 45/F E 526 ft² 45/F F 526 ft² 45/F G 675 ft² 45/F H 675 ft² 46/F A 559 ft² 46/F B 559 ft² 46/F C 716 ft² 46/F D 716 ft² 46/F E 526 ft² 46/F F 526 ft² 46/F G 671 ft² 46/F H 675 ft² 47/F A 558 ft² 47/F B 559 ft² 47/F C 716 ft² 47/F D 716 ft² 47/F E 527 ft² 47/F F 526 ft² 47/F G 671 ft² 47/F H 675 ft² 48/F A 559 ft² 48/F B 558 ft² 48/F D 717 ft² 48/F E 527 ft² 48/F F 527 ft² 48/F G 671 ft² 48/F H 675 ft² 48/F C 716 ft² 49/F A 558 ft² 49/F B 559 ft² 49/F C 716 ft² 49/F D 717 ft² 49/F E 526 ft² 49/F F 526 ft² 49/F G 675 ft² 49/F H 671 ft² 50/F A 558 ft² 50/F B 559 ft² 50/F C 716 ft² 50/F D 716 ft² 50/F E 527 ft² 50/F F 526 ft² 50/F G 671 ft² 50/F H 671 ft² 51/F A 558 ft² 51/F B 559 ft² 51/F C 716 ft² 51/F D 716 ft² 51/F E 526 ft² 51/F F 526 ft² 51/F G 671 ft² 51/F H 671 ft² 52/F A 558 ft² 52/F B 558 ft² 52/F C 716 ft² 52/F D 716 ft² 52/F E 526 ft² 52/F F 526 ft² 52/F G 671 ft² 52/F H 671 ft² 53/F A 558 ft² 53/F B 558 ft² 53/F C 716 ft² 53/F D 716 ft² 53/F E 526 ft² 53/F F 526 ft² 53/F G 671 ft² 53/F H 671 ft² 55/F A 1,124 ft² 55/F B 1,124 ft² 55/F C 1,421 ft² 55/F D 1,455 ft² 55/F E 1,045 ft² 55/F F 1,045 ft² 55/F G 1,370 ft² 55/F H 1,336 ft²
Crescira AVM · estimated value ● Medium confidence
HK$7.34M
≈ HK$10,873 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$734K, with repayments around HK$32,012/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$30,123
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,060
−HK$952/mo
Today · 4.125%
HK$32,012
baseline
▲ 0.50% · 4.625%
HK$33,960
+HK$1,948/mo

Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,024/mo (50% DSR)

Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,173 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tsuen Wan West Station
≈ 12 min walk · 883 m
Education
41
schools within 1 km (18 within 500 m)
Daily convenience
50
within 1 km (13 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
H
Saleable Area
675 Saleable ft²
Gross Area
895 ft²
Efficiency
75%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
1997-08-29 HK$5.25M —

Other appraised units in this building

6/F A
558 ft²
HK$5.63M
6/F B
558 ft²
HK$5.64M
6/F C
716 ft²
HK$7.15M
6/F D
716 ft²
HK$7.13M
6/F E
526 ft²
HK$5.35M
6/F F
526 ft²
HK$5.35M
Data sourced from Renavon.com