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At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,160/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,320/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,890 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 22 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 408 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 82%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-20 | HK$5.83M | +12.1% 3.0y · 4.0%/yr |
| 2017-10-24 | HK$5.20M | +121.3% 5.9y · 21.0%/yr |
| 2011-12-08 | HK$2.35M | +21.1% |
| 2010-10-13 | HK$1.94M | +43.7% |
| 2009-04-07 | HK$1.35M | +22.7% |
| 2009-02-20 | HK$1.10M | −21.4% |
| 2005-06-15 | HK$1.40M | +0.0% |
| 2001-05-10 | HK$1.40M | −50.0% |
| 1997-07-18 | HK$2.80M | +14.3% |
| 1997-03-19 | HK$2.45M | — |