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At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,148/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,296/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,423 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 83%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-26 | HK$4.49M | −13.2% 1.9y · −7.0%/yr |
| 2022-10-21 | HK$5.17M | +2.4% 5.3y · 0.0%/yr |
| 2017-07-10 | HK$5.05M | +152.5% 6.7y · 23.0%/yr |
| 2010-11-18 | HK$2.00M | +37.0% |
| 2000-10-25 | HK$1.46M | — |