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20/F G

in Kam Shek Building

Kwai Tsing District · New Territories West

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3/F B 385 ft² 3/F C 407 ft² 3/F D 407 ft² 3/F E 385 ft² 3/F F 460 ft² 3/F G 460 ft² 3/F H 385 ft² 3/F J 407 ft² 4/F A 460 ft² 4/F B 385 ft² 4/F D 407 ft² 4/F G 460 ft² 4/F H 385 ft² 4/F K 407 ft² 4/F M 460 ft² 5/F A 460 ft² 5/F B 385 ft² 5/F C 407 ft² 5/F E 385 ft² 5/F H 385 ft² 5/F J 407 ft² 5/F K 407 ft² 5/F L 385 ft² 5/F M 460 ft² 6/F A 460 ft² 6/F B 385 ft² 6/F C 407 ft² 6/F D 407 ft² 6/F G 460 ft² 6/F H 385 ft² 6/F J 407 ft² 6/F K 407 ft² 6/F L 385 ft² 7/F B 385 ft² 7/F C 407 ft² 7/F H 385 ft² 7/F J 407 ft² 7/F K 407 ft² 8/F B 385 ft² 8/F G 460 ft² 8/F H 385 ft² 8/F K 407 ft² 8/F L 385 ft² 9/F B 385 ft² 9/F D 407 ft² 9/F E 385 ft² 9/F F 460 ft² 9/F G 460 ft² 9/F H 385 ft² 9/F J 407 ft² 9/F K 407 ft² 9/F L 382 ft² 9/F M 460 ft² 10/F A 460 ft² 10/F B 385 ft² 10/F C 407 ft² 10/F D 407 ft² 10/F E 385 ft² 10/F H 385 ft² 10/F K 407 ft² 10/F L 385 ft² 10/F M 460 ft² 11/F C 407 ft² 11/F E 385 ft² 11/F G 460 ft² 11/F J 407 ft² 11/F L 385 ft² 11/F M 460 ft² 12/F A 460 ft² 12/F B 385 ft² 12/F C 407 ft² 12/F E 385 ft² 12/F H 382 ft² 12/F K 407 ft² 12/F M 460 ft² 13/F A 460 ft² 13/F B 385 ft² 13/F C 407 ft² 13/F D 407 ft² 13/F E 385 ft² 13/F H 385 ft² 13/F J 407 ft² 13/F K 407 ft² 14/F A 460 ft² 14/F B 385 ft² 14/F C 407 ft² 14/F D 407 ft² 14/F F 460 ft² 14/F H 385 ft² 14/F K 407 ft² 14/F L 385 ft² 14/F M 460 ft² 15/F A 460 ft² 15/F B 385 ft² 15/F D 407 ft² 15/F G 460 ft² 15/F H 385 ft² 15/F J 352 ft² 15/F K 407 ft² 16/F C 407 ft² 16/F D 407 ft² 16/F E 385 ft² 16/F G 460 ft² 16/F H 385 ft² 16/F J 407 ft² 16/F M 460 ft² 17/F E 385 ft² 17/F F 460 ft² 17/F J 407 ft² 18/F A 460 ft² 18/F D 407 ft² 18/F E 292 ft² 18/F H 385 ft² 18/F L 385 ft² 19/F A 460 ft² 19/F B 292 ft² 19/F E 292 ft² 19/F G 460 ft² 19/F H 292 ft² 19/F J 313 ft² 19/F L 292 ft² 19/F M 460 ft² 20/F B 615 ft² 20/F E 615 ft² 20/F F 469 ft² 20/F G 469 ft² 20/F H 615 ft² 20/F L 615 ft² 21/F A 469 ft² 21/F B 366 ft² 21/F F 469 ft² 21/F H 366 ft² 22/F A 469 ft² 22/F F 469 ft² 22/F G 469 ft² 22/F L 366 ft² 23/F A 529 ft² 23/F F 529 ft² 23/F G 529 ft² 24/F A 529 ft² 24/F F 529 ft² 24/F G 529 ft² 24/F M 529 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.49M
≈ HK$7,431 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$349K, with repayments around HK$15,202/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,304
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,749
−HK$453/mo
Today · 4.125%
HK$15,202
baseline
▲ 0.50% · 4.625%
HK$16,126
+HK$924/mo

Deposit HK$349K · loan HK$3.14M · min. income ≈ HK$30,404/mo (50% DSR)

Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
G
Saleable Area
469 ft²
Gross Area
594 ft²
Efficiency
79%
District
Kwai Tsing District · New Territories West
School net (POA)
64

Transaction History

Date Price Gain / loss
2018-06-27 HK$4.60M +215.1%
8.3y
2010-02-09 HK$1.46M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Hing
≈ 14 min walk · 1,115 m
Education
26
schools within 1 km (16 within 500 m)
Daily convenience
25
within 1 km (16 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building